On a salary
Where did it all go by the 20th?
Spent in October
LKR 142,380
of 180,000 · 17 days left
CeyFi Personal
NewCeyFi Personal is free to use now
There's more to money than a balance.
What comes in. What goes out. What you owe. What you're owed. See how it all adds up, for yourself, your business or your club.
In early access. CeyFi is financial management software, not a bank.
Fig. 1Scattered records settle into one picture. Bring your pointer close.Touch and drag across it.
01The idea
Know where you stand.
Your money already leaves a trail. A payslip in your inbox, an SMS from the bank, a transfer screenshot in the family chat, a spreadsheet you meant to update. Each tells part of the story. None of them tells you where you stand.
CeyFi brings those pieces into one place and keeps them in order, so “are we okay this month?” has an answer you can check.
Fig. 2A scale shows which way things lean. Move your pointer to either side to tip it, or to the middle to level it.Drag to either side to tip it, or to the middle to level it.
Where it is now
- PayslipsEmail, or a printout
- Bank alertsSMS, one at a time
- StatementsPDF, once a month
- Transfer receiptsScreenshots in a chat
- InvoicesEmail and WhatsApp
- The budgetA spreadsheet, last updated in June
One picture · October 2026
- Came in, after EPF
- 170,200
- Went out
- 142,380
- Coming due
- 59,950
- Left in the budget
- 37,620
Fig. 3Six places a month leaves a trace, brought into one picture of where you stand.
02Three products
One way of keeping count. Three products.
Personal, Business and Orgs share the same idea of a record, a source and a status. They answer different questions.
CeyFi Personal
Your salary is only the beginning.
Understand what you earn, spend, save, and put toward your future.
- Monthly spending against the budget you set
- Your payslip laid out line by line, with EPF and ETF
- Loans, cards and instalments with their due dates
- Savings goals and fixed deposits in one view
Explore Personal
Free core features · Early access
CeyFi Personal · October 2026
Spent this month
17 days left
LKR 142,380
of LKR 180,000 budget · LKR 37,620 left
- Groceries38,420 / 45,000
- Transport21,600 / 25,000
- Bills & utilities14,950 / 18,000
- Eating out16,300 / 12,000
September payslip
LKR
Gross salary185,000
EPF, your 8%−14,800
After EPF170,200
Your employer adds
EPF, 12%22,200
ETF, 3%5,550
Savings goals
- Emergency fund69%
- Trip to Ella40%
Coming up
- Personal loan instalment22,000 · 25 Oct
- Credit card payment31,450 · 28 Oct
- Amma's medicine (shared)6,500 · 1 Nov
CeyFi Business
Paid. Pending. Overdue. Know the difference.
Keep incoming payments, expenses, invoices, and outstanding balances in order.
- Every invoice with its status and what's still owed
- Payments matched to invoices, part-payments included
- Dollars, pounds and rupees side by side
- A cash-flow view you can walk your accountant through
Explore Business
Paid plans · Early access
CeyFi Business · Receivables
Received
LKR 635K
Pending
LKR 366.5K
Overdue
LKR 711K
| Invoice | Outstanding | Status |
|---|---|---|
| INV-0139Harbour & Hill Ltd | GBP 1,800.00 | Overdue12 days |
| INV-0140Nuvara Studio | USD 900.00of USD 2,400.00 | Part-paid |
| INV-0141Kandy Crafts Co. | Settled | Paid |
| INV-0142Lagoon Bistro | LKR 96,500 | Pending |
Cash flow
In / out, LKR
Aug
Sep
Oct
2 payments to review
Received, not yet matched to an invoice.
Totals converted at fixed demonstration rates, not live rates.
CeyFi Orgs
Good causes. Clear accounts.
Club treasury for schools, societies and chapter networks, from the first contribution to the next committee.
- Dues and vouchered records in one set of books
- Claims reviewed before the treasurer pays
- Project budgets and sponsor funds kept in view
- A signed handover when the committee changes
Explore OrgsIn the demo
CeyFi Orgs · 2026/27
Northgate College
Interact Club
Money in the books
LKR184,500
Set aside for projectsLKR 42,000
Free to useLKR 142,500
Membership dues
36 / 48
75% collected
12 members still to pay
Project budget
Tree planting
LKR 14,000 left
of an approved LKR 50,000
Needs a decision
3 claims
Tree planting: saplings and compost
Receipt attached · Awaiting approval
A fictional school and club. No money moves.
03How it works
From scattered records to a clear picture.
Added this week
- Keells Super, NugegodaEntered by you · GroceriesLKR 4,280In the demo
- Pharmacy, Kandy RoadReceipt photo attachedLKR 2,150Planned
- September statementCSV · 42 rows to review42 rowsPlanned
Manual entry works in the demo today.Statement imports and receipt attachments are planned.
04Who it's for
Six everyday questions.
Salaries, family transfers, clients who pay late. Situations CeyFi is being built for, and what it shows in each. Open a card to read more.
05Built for Sri Lanka
Built for real financial life.
Salaries with EPF deducted. Money sent home from Doha or Melbourne. Clients who pay in dollars and suppliers who want rupees. CeyFi is being designed around how money actually moves here.
- In the demo
- Working in the interactive demo with sample data.
- Planned
- On the roadmap. Not available yet.
Salary and deductions
AvailableYour payslip as a set of lines you can read: gross pay, what's deducted and why, and what reaches your account.
Gross185,000
EPF, your 8%−14,800
After EPF170,200
EPF and ETF
AvailableWhat you and your employer put in each month, and a running estimate of what has built up.
- EPF, you
- 8%
- LKR 14,800
- EPF, employer
- 12%
- LKR 22,200
- ETF, employer
- 3%
- LKR 5,550
Expenses and budgets
AvailableSpending by category against the limits you set, with the month's pace in view.
- Groceries38,420
- Transport21,600
- Eating out16,300
- Bills & utilities14,950
Eating out is past its budget.
Money sent home
AvailableRecord remittances and see where they went in the family budget. CeyFi records transfers; it doesn't make them.
AED 1,000 from DubaiLKR 82,000
- Household50,500
- School25,000
- Medicine6,500
More than one currency
PlannedKeep records in the currency they happened in, with the rupee value alongside.
LKRUSDGBPAUDAED
GBP 1,800.00≈ LKR 711,000
At a fixed example rate, not a live one.
Invoices and collections
In the demoWho owes you, how much, and for how long. Outstanding receivables are in the demo; invoice creation is planned.
- Harbour & Hill LtdINV-0139 · GBP 1,800.00 openOverdue
- Nuvara StudioINV-0140 · USD 900.00 openPart-paid
- Kandy Crafts Co.INV-0141 · SettledPaid
Cash-flow reporting
In the demoMoney in and money out by month, so a slow quarter shows up before it becomes a problem.
| Month | Money in (LKR) | Money out (LKR) |
|---|---|---|
| Aug | 980,000 | 610,000 |
| Sep | 1,120,000 | 702,000 |
| Oct | 1,240,500 | 684,000 |
06Transparency
Every number has a source.
A figure is only as useful as your confidence in it. CeyFi shows where each record came from, when it was added and how far it has been checked, so an estimate never passes for a fact.
Entered by you
In the demoYou typed it in. Useful, and only as accurate as the note it came from.
Imported from a statement
PlannedRead from a bank or card statement you uploaded.
Backed by a document
PlannedA payslip, receipt or remittance advice is attached to the record.
Confirmed by the other party
PlannedThe client, family member or colleague involved agreed it happened.
Verified by a provider
PlannedConfirmed by a licensed bank or payment provider. Requires partners CeyFi doesn't have yet.
Record · 8 Oct 2026
Payment from Nuvara Studio
Against INV-0140 · part-payment
USD 1,500.00
Confirmed by the client, not independently verified
Where this number came from
Entered by you — done
8 Oct, 10:12
Recorded by Ruwan (owner)
Backed by a document — done
8 Oct, 10:14
remittance-advice.pdf attached
Confirmed by the other party — done
9 Oct, 16:40
Nuvara Studio confirmed the amount
Verified by a provider — not done
—
No provider confirmation
A record in CeyFi describes money. It isn't a bank balance, and CeyFi never holds the funds it describes.
07Pricing
Free for personal use. Paid plans for business.
Free
for core money management
Records, budgets, goals, loans and cards, and salary breakdowns, on your own device. Things that need our servers, like syncing between devices, may come with a paid plan later. We'll say so before you rely on them.
Paid
pricing on request
Business plans will be priced by team size and volume. Final prices aren't set yet; businesses in early access help shape them and hear first.
CeyFi Orgs
Early access
pricing to be announced
Orgs works in the demo today. Prices for clubs, schools and chapter networks will be set with the organisations in early access, and they'll hear first.
08Questions
Plain answers.
Still unsure about something?
Ask us directly. Product questions, partnerships and press all come to the same place.
Contact usMake it add up.
Start with the side of your money that needs it most.